Discover it® for Students

by Discover


Benefits

Get a dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically
Earn 5% cash back in rotating categories each quarter like Amazon.com, restaurants, ground transportation and more, up to the quarterly maximum each time you activate.
Good Grades Rewards: $20 cash back each school year your GPA is 3.0 or higher for up to the next 5 years.
No annual fee. No late fee on first late payment. No APR change for paying late.
Get 100% U.S. based customer service & FICO® Credit Score for free on monthly statements, on mobile and online.
Freeze It® on/off switch for your account that prevents new purchases, cash advances & balance transfers in seconds.
0% intro APR on purchases for 6 months, then the standard variable purchase APR of 13.99% - 22.99%.
Click "APPLY NOW" to see rates, rewards, FICO® Credit Score terms, Cashback MatchTM details & other information.
4.6 out of 5 stars   21 customer reviews
Apply NowYou will be taken to a credit card application on the financial institution's website.
Discover it® for Students
Earn 5% cash back in rotating categories each quarter like gas stations, Amazon.com, restaurants, wholesale clubs and more, up to the quarterly maximum each time you activate. Plus, unlimited 1% cash back on all other purchases. Terms and conditions apply.
Apply Now

Product Description

The information shown on this page is provided by the financial institution and is believed to be accurate at the time of posting (July, 2017). Please click "Apply Now" above to see the most up to date terms and conditions.

Annual Percentage Rate

Purchase APR 13.99% - 22.99% (Variable)*
Balance Transfer APR 13.99% - 22.99% (Variable)*
Cash Advance APR 25.99% (Variable)*
Penalty APR None
Overdraft APR N/A

Fees

Annual Fee None
Balance Transfer Fee 3% of the amount of each transfer
Cash Advance Fee Either $10 or 5% of the amount of each cash advance, whichever is greater
Foreign Transaction Fee None
Late Payment Fee None the first time you pay late. After that, up to $37
Return Payment Fee Up to $37
Over-the-Credit-Limit fee None

Other Information

Rewards Type Cash back
Issuer Discover
Network Discover
Application Eligibility To be eligible for the Discover Student Credit Card you must be a college student.
Minimum Credit Quality (What's This) Fair

Additional Details & Restrictions

* Intro purchase APR is 0% for 6 months from the date of account opening; then the standard purchase APR applies. Intro Balance Transfer APR is 10.99% for 6 months from date of first transfer, for transfers under this offer that post to your account by 10/10/2017; then the standard purchase APR applies. Standard purchase APR: from 13.99% variable to 22.99% variable depending on your creditworthiness. Cash APR: 25.99% variable. Variable APRs will vary with the market based on the Prime Rate. Minimum interest charge: $.50. Cash advance fee: 5%, min. $10. Balance transfer fee: 3% Annual Fee: $0. Rates as of 6/30/2017. When we evaluate creditworthiness, we consider your credit report, all the information you provide and other information. Customers with the best credit profiles receive the lowest rate. Other customers receive higher rates and may be offered an account with different rates or terms, including no introductory rates or rewards incentives. We will apply payments at our discretion, including in a manner most favorable or convenient for us. Each billing period, we will generally apply amounts you pay that exceed the Minimum Payment Due to balances with higher APRs before balances with lower APRs as of the date we credit your payment.

* REWARDS: We will send full terms and conditions with your card. Each quarterly 5% program has a cap on category purchases and you must sign up for each program. The amount of the cap may change. 5% category purchases over the quarterly cap, and all other purchases, earn 1% cash back. Rewards have no expiration. We will credit your Account with your Cashback Bonus balance if your Account is closed or if you have not used it within 18 months. Redemption may not be available for approximately 24-48 hours if your card is reported lost or stolen. Call 1-800-347-3085 for more details.

*Amazon is not a sponsor of this promotion. Amazon, the Amazon.com logo and the smile logo are trademarks of Amazon or its affiliates.

*Good Grade Reward only available to new cardmembers on or after 7/23/2015 who indicate on their application that they are currently enrolled in college, and whose accounts are current and remain open when the Good Grade Reward is requested. Students with a Discover it(R) or Discover it(R) chrome card who have a GPA of 3.0 or higher(or equivalent) during a School Year (September - August) may apply at Discover.com for a $20 Cashback Bonus ("Good Grade Reward"). One Good Grade Reward per School Year, per account, up to a maximum of five (5) consecutive years from the date your account is opened. Terms of Good Grade Offer are subject to change.

* FICO(R) Credit Score Terms: Your FICO(R) Credit Score and key factors are based on data from TransUnion and may be different from other credit scores. This information is intended for and only provided to Primary cardmembers who have an available score. See Discover.com/FICO about the availability of your score. Your score is provided on the statement for individual accounts and on Discover.com with key factors for individual and joint accounts. You will see up to a year of recent scores online starting when you become a cardmember. Discover and other lenders may use different inputs, such as a FICO(R) Credit Score, other credit scores and more information in credit decisions. This benefit may change or end in the future. FICO is a registered trademark of the Fair Isaac Corporation in the United States and other countries. If you prefer not to receive your FICO(R) Credit Score just call us at 1-800-DISCOVER (1-800-347-2683). Please give us two billing cycles to process your request. To learn more, visit Discover.com/FICO

* Cashback MatchTM:After the first 12 consecutive billing periods that your new account is open, we will match all of the cash back rewards you’ve earned and apply them to your account in the following one or two billing periods. If your account is closed or no longer in the cash back reward program at the time we calculate your potential award, your cash back will not be matched. You’ve earned cash back rewards when they have posted to your account by the end of the 12th consecutive billing period. This promotional offer may not be offered in the future. This exclusive offer is available only to new cardmembers.

* Freeze it(R): When you freeze your account, Discover will not authorize new purchases, cash advances or balance transfers. However, some activity will continue, including bills that merchants mark as recurring, as well as returns, credits, dispute adjustments, payments, Discover protection product fees, other account fees, interest, rewards redemptions and certain other exempted transactions.

Important Information from AmazonThe information provided is for summary purposes only and at the time of posting is believed to be accurate. When you click on the Apply Now button you can review the current credit card and rewards terms and conditions on the financial institution's web site. Amazon is not a financial service provider and does not have any information in respect of your financial situation, your credit history or your suitability for any credit card. Please review the terms and conditions of each credit card and rewards offer carefully to determine what product may be best suited for you and your financial circumstances.

Amazon will not assist you in obtaining a credit card and does not guarantee or represent that you will receive credit.

*Amazon.com Gift Cards: Amazon.com Gift Cards are issued by ACI Gift Cards, Inc., a Washington corporation. For complete terms and conditions, see http://www.amazon.com/gc-legal. No expiration or service fees.
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Amazon Prime Rewards Visa Signature Card by Chase
[Earn Rewards Everywhere you shop]


Exclusively for customers with an eligible Prime membership
Get a $70 Amazon.com Gift Card instantly upon credit card approval*
4.3 out of 5 stars   25,679 customer reviews
This card is exclusively for
eligible Prime members
Right now, you can apply for the Amazon
Rewards Visa Signature Card
View card details

*Offer Details | †Pricing & Terms

[Earn 5 Percent Back at Amazon.com]

[Earn Rewards Everywhere you shop]

[Rewards Everywhere]

[Travel the world with confidence]

[Travel The World With Confidence]

[Protections for unexpected setbacks]

[Protections for unexpected setbacks]

[Premium Perks]

[Premium Perks]

[Guide to earning 5% Back at Amazon.com]












Product Description


Pricing
Purchase Annual Percentage Rate (APR) 14.99% to 22.99%‡, based on your creditworthiness. These APRs will vary with the market based on the Prime Rate.
Balance Transfer APR 14.99% to 22.99%‡, based on your creditworthiness. These APRs will vary with the market based on the Prime Rate.
Cash Advance APR 25.74%‡. This APR will vary based on the Prime Rate.
How to Avoid Paying Interest on Purchases Your due date will be a minimum of 21 days after the close of each billing cycle. We will not charge you interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on balance transfers, cash advances, and overdraft advances on the transaction date.
Minimum Interest Charge None
Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at www.consumerfinance.gov/learnmore.
‡These APRs will vary with the market based on the Prime Rate. Click here to see complete Pricing & Terms.

Prime Rate: Variable APRs are based on the 4.00% Prime Rate as of 3/27/2017
We add 10.99% to 18.99% to the Prime Rate to determine the Purchase/Balance Transfer APR. Maximum APR 29.99%
We add 21.74% to the Prime Rate to determine the Cash Advance APR. Maximum APR 29.99%

Fees
Annual Membership Fee None
Balance Transfer Fee Either $5 or 5% of the amount of each transfer, whichever is greater.
Cash Advance Fee Either $10 or 5% of the amount of each transfer, whichever is greater.
Foreign Transaction Fee None
Late Payment Fee Up to $15 if the balance is less than $100; up to $27 if the balance is $100 to less than $250; up to $37 if the balance is $250 or more
Over-the-Credit-Limit-Fee None
Return Payment Fee Up to $37
Return Check Fee None
Other Information
Rewards Type Points
Issuer Chase Bank USA, N.A.
Network Visa®



Additional Information/Frequently Asked Questions for Current Cardholders

Welcome Gift Card: If you applied for the Amazon Prime Rewards Visa Signature Card and were approved, an Amazon.com Gift Card will be automatically loaded into your Amazon.com account. The welcome Amazon.com Gift Card is only awarded to new cardmembers and at the time of card approval. View Your Gift Card Balance

Making a Payment and Managing Your Account: It is easy to manage your account online at Chase.com. For instructions on making a payment, visit our Help Pages.

Determining Points Available for Use at Amazon.com: Your Amazon Prime Rewards Visa Signature Card points balance reflects your points balance as of your last billing cycle. Points earned in a billing cycle typically become available for use once the billing cycle has ended. You can see the available points for use by logging into your account at Chase.com.

Getting Additional Help with Your Amazon Prime Rewards Visa Signature Card: The Amazon Prime Rewards Visa Signature Card is issued by Chase. For card servicing requests or questions such as current balance, payment due date, statement questions and more, please visit their website at Chase.com.

Other FAQs: Please visit our FAQ page for additional commonly asked questions.

Important Information from AmazonAmazon is not a financial service provider and does not have any information in respect of your financial situation, your credit history or your suitability for any credit card. Please review the terms and conditions of each credit card and rewards offer carefully to determine what product may be best suited for you and your financial circumstances. 

Amazon will not assist you in obtaining a credit card and does not guarantee or represent that you will receive credit.
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